Troy is a card payment system established and operated by Bankalararası Kart Merkezi A.Ş. (Interbank Card Center - “BKM”). BKM was authorized by the BRSA on March 31, 2016 for the establishment of a card payment system and its TROY activities. In addition, BKM was authorized by the CBTR on March 10, 2016, as per the applicable laws, for its payment system operation activities.